Durable Money
Your business money, built right in.
One financial account for your business to get paid, pay bills, and give your team cards. It lives in Durable, right next to your bookings and invoices.
Apply for an accountNo monthly account fees. No minimum balance. Subject to verification and approval. Funds held at Fifth Third Bank N.A., Member FDIC.
Everything your business does with money
Get paid.
Hold it.
Spend it.
Pay bills.
Relax.
Payments
Get paid straight into your balance.
Customers pay when they book, from an invoice, or by bank transfer. You see what's paid and what's still on its way.
Recent payments
Riverside Dental paid an invoice
Invoice 1042
+$480.00
Summit Fitness paid an invoice
Invoice 1040
+$640.00
Northside Bakery paid for a booking
Prepaid booking
+$260.00
Elm Street Diner paid an invoice
Invoice 1039
+$1,240.00
Maple Street Café paid for a booking
Prepaid booking
+$180.00
Collect at booking
Collect an upfront payment or the full amount when a customer books online, so every job starts with a commitment.
Invoices with a pay link
Customers pay by card from the link. You see the processing fee and exactly what lands in your balance.
Bank transfers, too
You get your own account and routing numbers. Share them to get paid by bank transfer, or move money in from your bank.
Financial account
Your money, clear at a glance.
Keep business money out of your personal account. See what's ready to spend, what's on its way, and how your balance changes over time.
$0 monthly account fees
No monthly fee to keep your account open, and no minimum balance. Card payment processing fees still apply.
Send it to your bank
Keep money here for bills and card purchases, or transfer it to your bank. You see the arrival date before you send.
Ready for your accountant
Payments, bills, and card purchases sit in one place. Export payment records with names, amounts, and dates.
Bill pay
Pay your bills from the same balance.
Pay rent, suppliers, and utilities with the money customers paid you. Each bill goes out by bank transfer, with its arrival date up front.
PhoneDue Oct 9
Liability insuranceDue Oct 9
MaterialsDue Oct 3
Know what's due
Every bill sits in one list with its due date and amount. Follow each one from unpaid to processing to paid.
Save a recipient once
Enter their bank details one time. Next time, pick their name and type the amount.
Review before you send
Check the recipient, amount, and arrival date first. Only the business owner can pay a bill or send a transfer.
Business cards
Cards for your team. Control for you.
Virtual or physical Durable Visa® cards for you and your team. Set each card's rules and see who spent what.
Spend only what you have.Cards spend from your available Durable balance.
AI assistant
An assistant that knows your numbers.
Ask how cash flow looks or why a purchase was declined. Tell it to pay a bill or issue a card, and it gets the work ready for you.
- Check account setup and balances
- Understand cash flow and fees
- Find payments and transactions
- Track payouts and arrival dates
- Review disputes and deadlines
- See spending by team member
- Explain declined purchases
- Pay bills to saved recipients
- Issue virtual or physical cards
- Set spending limits and categories
- Freeze, unfreeze, or replace cards
- Set up, pause, or restore card access
Nothing changes until you approve it.
Security
Your hard-earned money. In good hands.
Your funds are held at Fifth Third Bank N.A., Member FDIC. You decide who can spend them, and how much.
A vault built from tens of thousands of gold coins. Its round door is open, glowing with a balance, then swings shut and locks.
Established financial partners
Fifth Third Bank N.A. holds your funds. Stripe Payments Company provides money transmission and account services.
Eligible for FDIC pass-through insurance
USD balances may be eligible for FDIC pass-through deposit insurance up to $250,000 per depositor, per financial institution, per ownership category if requirements are met.
Control stays with the owner
You manage bank transfers, bill payments, and card rules. Team cards spend only within the limits you set.
Get started
Bring your business money together.
Apply right inside Durable. Review your business details, complete verification, and submit your application online.
Apply for an accountNo monthly account fees. No minimum balance. Subject to verification and approval.
Durable is not a bank or a licensed money transmitter.
Durable partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
USD balances in financial accounts (unless otherwise indicated) are eligible for FDIC pass-through deposit insurance if the accounts meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to US$250,000 per depositor, per financial institution, for deposits held in the same ownership category. Neither Stripe nor Durable is an FDIC-insured institution. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
Durable Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.